TERMS OF USEPlease read these terms and conditions with care. By accessing this website, you are indicating that you have read, acknowledged and agree to be bound by these terms and conditions. The Website This website is intended to provide you with information about savings options. In no way does it seek to offer personalised recommendations or investment advice or endorse any of the organisations or products listed. Nothing in this website should be construed as investment, tax, legal or other advice or as a financial promotion. We try to publish accurate and timely information, but do not guarantee to do so. The information herein is current at the date of publication but is subject to change without notice. You must check and confirm everything to your satisfaction directly with the relevant institution. Synapse Limited will not assume any liability for any loss or damage of any kind arising, whether direct or indirect, caused by your use of the information provided. This website is provided for your use "AS IS" without any warranties (whether express or implied) of any kind including, but not limited to, the warranty of non-infringement of third party rights or freedom from computer virus. As a result, Synapse Limited does not accept any ongoing obligation or responsibility in respect of any errors, omissions, interruptions or delays in service which may occur. Internet is not a secure medium of communication unless the data being sent is encrypted. Synapse Limited cannot accept any responsibility for unauthorised access by a third party or the corruption of data on the website. If you see anything missing, inaccurate or non-functioning on the website please let us know. This website is not directed at you if we are prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation. Cookies This website does not use "cookies" for collecting user information. "Cookies" are small text files stored on the hard disk of a computer by the web browser on a computer. It contains information sent by the web server of the website that a user has visited. A cookie identifies users and can store information about them and their use of a site. Data Protection and Privacy Statement: By entering personal information or email addresses anywhere on this website you consent to the processing by Synapse Limited and its agents of any personal information given by you and to the transfer of such personal data out of the European Economic Area. Such processing may occur for keeping you informed of any savings products or services or other savings-related information or developments by email. By entering personal information on the web page of the Schroders Cash Management Service, you consent to its being processed by Synapse Limited and its agents for the additional purpose of monitoring which users of this website subscribe to the Schroders Cash Management Service. If you do not wish to be kept informed of information that we think might be of interest to you then do not enter your email address in the box provided, or please contact us. Copyright The copyright and all other rights in all of the material on this website are owned by Synapse Limited, except in relation to the credit ratings information which is owned and provided by Fitch on the terms detailed more fully below, and in relation to the websites of any third party to which this website provides links, which are owned by the relevant institution. Such links are provided only as convenience and Synapse limited does not accept any responsibility for the content of those websites or your use or inability to use such websites. The information contained in this website is intended solely for the use of the person who has accessed this information and may not be reproduced, distributed or published to any other person. You may copy material on this website for your own private or domestic use only. All other copying is prohibited. The content of the web pages to which this statement is linked and these terms of use shall be construed under and governed by the laws of England and Wales. The registered office of Synapse Limited is 35 Paul Street, London EC2A 4UQ registered in England, with Register Number 2053650 and VAT registration number 544 5942 25.
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CREDIT RATINGS INFORMATIONCopyright © 2003 by Fitch, Inc., Fitch Ratings Ltd and its subsidiaries. One State Street Plaza, NY, NY 10004. Telephone: 1-800-753-4824, (212) 908-0500, Fax (212) 480-4435.. Reproduction or retransmission in whole or in part is prohibited except by permission. All rights reserved. All of the information contained herein is based on information obtained from issuers, other obligors, underwriters, and other sources which Fitch believes to be reliable. Fitch does not audit or verify the truth or accuracy of any such information. As a result, the information in this report is provided “as is” without any representation or warranty of any kind. A Fitch rating is an opinion as to the creditworthiness of a security. The rating does not address the risk of loss due to risks other than credit risk, unless such risk is specifically mentioned. Fitch is not engaged in the offer or sale of any security. A report providing a Fitch rating is neither a prospectus nor a substitute for the information assembled, verified and presented to investors by the issuer and its agents in connection with the sale of the securities. Ratings may be changed, suspended, or withdrawn at anytime for any reason in the sole discretion of Fitch. Fitch does not provide investment advice of any sort. Ratings are not a recommendation to buy, sell, or hold any security. Ratings do not comment on the adequacy of market price, the suitability of any security for a particular investor, or the tax-exempt nature or taxability of payments made in respect to any security. Fitch receives fees from issuers, insurers, guarantors, other obligors, and underwriters for rating securities. Such fees generally vary from US$1,000 to US$750,000 (or the applicable currency equivalent) per issue. In certain cases, Fitch will rate all or a number of issues issued by a particular issuer, or insured or guaranteed by a particular insurer or guarantor, for a single annual fee. Such fees are expected to vary from US$10,000 to US$1,500,000 (or the applicable currency equivalent). The assignment, publication, or dissemination of a rating by Fitch shall not constitute a consent by Fitch to use its name as an expert in connection with any registration statement filed under the United States securities laws, the Financial Services and Markets Act of 2000 of Great Britain, or the securities laws of any particular jurisdiction. Due to the relative efficiency of electronic publishing and distribution, Fitch research may be available to electronic subscribers up to three days earlier than to print subscribers. |