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We focus first on the best offshore savings accounts for expats, seniors and others wanting interest paid without deduction of tax. Such accounts are typically offered in tax havens like the Channel Islands, Isle of Man, Gibraltar, Luxembourg, Bahamas, Bermuda, Cayman Islands, British Virgin Islands etc. The UK expat, at least, must use such accounts because a UK based bank or building society will often not accept an expat as a new customer - although an EU resident apparently should now be able to open a bank account in any EU State. Please note that EU residents may now be affected by the European Savings Tax Directive.

Simply enter how much you want to save and how long you can invest your cash. Then click the button below for your customised list of relevant offshore accounts. Of course high rate savings accounts appear higher in the list. We even include a selection of interest rates for money market accounts - money market rates typically change from day to day. See specimen reports for US Dollars, Euros, and Pounds Sterling.


How much, in total, do you want to save?

What is the longest you can leave your money?

Very attractive rates may be offered for limited deposits; you might want these as part of an offshore savings account portfolio.

You may want to consider a combination of bonds, fixed period and notice deposits for periods up to your limit.




Of course interest rate shouldn't be the only factor to take into account. Please contact the individual bank or building society you find in the address list to check out any special terms before making your decision.

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Copyright 2004-5 Synapse Ltd. This website is intended to alert you to savings options. In no way does it offer specific investment advice or endorse any of the organisations or products listed. We try to publish accurate and timely information, but do not guarantee to do so. You must check and confirm everything to your satisfaction directly with borrowers. If you see anything missing, inaccurate or non-functioning on the website please let us know.